Flora L. Williams, PhD, MDiv, RFC
www.shepherdsguidetofinances.com - www.FloraWilliams.com

Welcome to Williams' Website!
Read messages from internationally known Rev.Dr. Williams for her expertise in financial counseling, family economics, and resource management here intertwined with spiritual references. The Shepherd's Guide through the Valley of Debt and Financial Change will improve your excellence and expertise.  This is a Comprehensive Manual for Financial Management, Counseling Techniques, and Spiritual Guidance.  It is her latest book having written 18 books on theories and techniques in family economics, financial and credit counseling, financial planning, and other technical subjects. Two recent books are Hand in Hand with God:Witnessing on the Way   and       Poetry for Life Renewal: A Collection of Flora's Poetry.  These are described below.

(Click on How to Order, Books and Poetry, Author, Preview & Order or continue reading for details and then order).

Rev. Dr. Flora L. Williams is Professor Emerita, Ordained Minister in the Church of the Brethren, Registered Financial Consultant, Church Musician, Wife, Mother of three, and three grandchildren. The faith journey is her most important venture. She credits accomplishments to the leading and energizing of the Holy Spirit. Her motto is to glorify God and serve others. She has served as university professor, director of a financial clinic,accredited financial counselor, investment advisor, money coach, chaplain and interim/intern pastor. (Click on author to see her work at Purdue University, credentials, work with the National Foundation for Credit Counseling, her international experiences, and many recognitions and awards.) 

The Shepherd's Guide through the Valley of Debt and Financial Change.  It develops your excellence and expertise. mobilizes resources within your clients, parishioners, and study group and their community.  This book is transforming - it offers direction for financial crisis intervention, responses to economic downturns, and inspiration for professionals, volunteers, pastoral care and counseling to meet today's most crucial needs.  Use it for personal devotions, study groups, one-to-one counseling, money coaching, mentoring and sermons.  Learn how to set goals, budgeting and planning, save more, give more, buy well, use credit, get out of debt, reduce expenses, communicate about money, premarital lessons, divorce decisions, fund college, get a job, overcome addictions, and retire.  Pastoral theology is intertwined with practical financial steps.  Many case studies illustrate and educate. Click on How to Order.(Click on books and poetry to see part of Table of Contents.  Write florawill@aol.com for complete table of contents for The Shepherd's Guide, Hand in Hand with God, and Poetry for Life Renewal.)

Hand in Hand with God:  Witnessing on the Way.  Read of the extraextraordinary experiences that will give you courage and hope.  In this inspiring book, Flora tells how by losing her hand, she found new ways to reach out to others.  An accident would have been a tradegy if it had not brought encounters with the Holy along the way.  Travel with her as she rearrangeds her life, piano playing and her environment.  Although disabled, she becomes God-abled.  Treatment of persons with disabilities is addressed.  Hope and education are intertwined with scripture.  This is a real life experience and a spiritual memoir.  Order from www.brethrenpress.com

Click on Preview & How to Order

  Sp i r i t u a l   M e s s a g e s in the book   "Poetry for Life Renewal" Sample:                                                                                               

 A Day the Lord Makes        by Flora Williams  © 2006 (1)


It is ten till seven.

Went to bed at eleven.

What will your day be?

Sad, happy, or free?


Ask, God you will receive. (John 1:12 NIV)

Seek, God you will find. (John 29:13 NIV)

Grasp opportunities coming your way.

Work with cosmic energy in your veins.


Serve with joy.

Take the bumps.

Dodge the arrows.

Then tonight return to rest.

Trusting God whom you attest.


 Order Hand in Hand with God and Renewal from www.brethrenpress.com  See under Personal Faith -end of list.