Flora L. Williams, PhD, MDiv, RFC
www.shepherdsguidetofinances.com - www.FloraWilliams.com
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                           training for leadership and counseling

                                Christ centered and Biblically based

Springing Forth: Growing Younger while Older

Practical and inspirational.  30 steps for conquering loss, afflictions, and aging.  Social issues of the elderly.  Results of Scriptural research. Healing, hope, and empowerment.  Poetry for renewal.  Order now from author Flora Williams, PhD., MDiv, RFC. florawill@aol.com. 765-474-4232. $21.00 includes shipping and handling.  $20.00 for two or more.


The Shepherd's Guide through the Valley of Debt and Financial Change:

A Comprehensive Manual for Financial Management, Counseling, and Spiritual Guidance


An overarching promise is "...seek first God's kingdom and righteousness, and all these things will be given to you as well" (Matthew 6:33).  Priorities are reestablished.  We receive alternatives for resolving financial issues:  increasing income, reducing expenses, being more efficient, changing lifestyle, and adjusting in an economic downturn: AuthorHouse 

ISBN 978-1-4490-0572-6


To Order: 

 Flora Williams -   $21.50, for two or more $20.00 (includes shipping and handling)    Call 765-474-4232 or florawill@aol.com  or write Flora Williams, 3815 Gate Road, Lafayette, IN 47909

 Hand in Hand with God: Witnessing on the Way.  To order $10.50 (includes shipping and handling)   from Flora Williams - florawill@aol.com.  765-474-4232

 Renewal: A Collection of Flora's Poetry.  To order: $8.00 from author Flora Williams - florawill@aol.com.  765-474-4232

Financial Literacy.  Budgeting, getting a job, handling credit, funding college, decisions at stages of life.  Order from Flora Williams, $15.00, florawill@aol.com, 765-474-4232.